Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,459 | $45,343-54.9% | $150,298-86.4% | $67,986-69.9% |
| Participation rate | 48.7% | 51.9%-3.2pp | 77.8%-29.1pp | 57.2%-8.5pp |
| Annual return | 16.60% | 33.28%-16.7pp | 62.79%-46.2pp | 31.67%-15.1pp |
| Employer contribution / active EE | $527 | $1,462-64.0% | $4,154-87.3% | $2,019-73.9% |
| Participant deferral / active EE | $883 | $2,055-57.0% | $5,453-83.8% | $3,358-73.7% |
| Admin fee / account holder | $2,913 | $2,250+29.5% | $14,116-79.4% | $3,203-9.1% |