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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,836 | $86,949+1.0% | $102,460-14.3% | $80,959+8.5% |
| Participation rate | 94.7% | 72.4%+22.3pp | 76.5%+18.2pp | 67.7%+27.0pp |
| Annual return | 11.37% | 18.89%-7.5pp | 29.47%-18.1pp | 35.67%-24.3pp |
| Employer contribution / active EE | $707 | $2,370-70.2% | $3,025-76.6% | $2,757-74.4% |
| Participant deferral / active EE | $4,386 | $4,121+6.4% | $5,056-13.3% | $4,300+2.0% |
| Admin fee / account holder | $7,896 | $8,048-1.9% | $9,460-16.5% | $6,925+14.0% |