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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,480 | $71,197-46.0% | $93,669-58.9% | $80,925-52.4% |
| Participation rate | 87.0% | 60.4%+26.6pp | 68.7%+18.2pp | 67.7%+19.3pp |
| Annual return | 9.80% | 11.27%-1.5pp | 133.59%-123.8pp | 35.65%-25.9pp |
| Employer contribution / active EE | $943 | $1,565-39.8% | $2,424-61.1% | $2,756-65.8% |
| Participant deferral / active EE | $2,870 | $4,036-28.9% | $4,416-35.0% | $4,299-33.2% |
| Admin fee / account holder | $1,567 | $6,959-77.5% | $8,291-81.1% | $6,940-77.4% |