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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,809 | $108,825+53.3% | $156,181+6.8% | $82,448+102.3% |
| Participation rate | 69.9% | 72.4%-2.5pp | 78.8%-8.9pp | 68.1%+1.8pp |
| Annual return | 17.19% | 20.59%-3.4pp | 64.87%-47.7pp | 41.64%-24.4pp |
| Employer contribution / active EE | $1,948 | $2,870-32.1% | $4,294-54.6% | $2,551-23.6% |
| Participant deferral / active EE | $4,321 | $4,577-5.6% | $6,132-29.5% | $4,139+4.4% |
| Admin fee / account holder | $16,293 | $9,341+74.4% | $14,586+11.7% | $7,234+125.2% |