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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,826 | $97,550-13.0% | $120,344-29.5% | $87,485-3.0% |
| Participation rate | 89.2% | 72.8%+16.4pp | 76.7%+12.5pp | 68.9%+20.3pp |
| Annual return | 9.35% | 18.41%-9.1pp | 20.30%-11.0pp | 26.06%-16.7pp |
| Employer contribution / active EE | $1,337 | $2,291-41.6% | $3,020-55.7% | $2,596-48.5% |
| Participant deferral / active EE | $4,803 | $4,230+13.6% | $5,135-6.5% | $4,274+12.4% |
| Admin fee / account holder | $17,596 | $9,543+84.4% | $12,742+38.1% | $7,775+126.3% |