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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,826 | $104,098-18.5% | $140,514-39.6% | $94,015-9.8% |
| Participation rate | 89.2% | 73.7%+15.5pp | 77.8%+11.4pp | 70.8%+18.4pp |
| Annual return | 9.35% | 15.14%-5.8pp | 14.36%-5.0pp | 17.84%-8.5pp |
| Employer contribution / active EE | $1,337 | $2,388-44.0% | $3,378-60.4% | $2,790-52.1% |
| Participant deferral / active EE | $4,803 | $4,033+19.1% | $4,919-2.3% | $4,249+13.0% |
| Admin fee / account holder | $17,596 | $10,439+68.6% | $13,697+28.5% | $8,951+96.6% |