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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,826 | $95,453-11.1% | $112,040-24.3% | $82,448+2.9% |
| Participation rate | 89.2% | 72.8%+16.4pp | 76.5%+12.7pp | 68.1%+21.1pp |
| Annual return | 9.35% | 23.92%-14.6pp | 24.52%-15.2pp | 41.64%-32.3pp |
| Employer contribution / active EE | $1,337 | $2,318-42.3% | $2,954-54.7% | $2,551-47.6% |
| Participant deferral / active EE | $4,803 | $4,224+13.7% | $5,098-5.8% | $4,139+16.0% |
| Admin fee / account holder | $17,596 | $9,013+95.2% | $12,098+45.4% | $7,234+143.2% |