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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,509 | $102,422+1.1% | $147,117-29.6% | $80,959+27.9% |
| Participation rate | 98.7% | 75.9%+22.8pp | 82.2%+16.5pp | 67.7%+31.1pp |
| Annual return | 12.39% | 135.16%-122.8pp | 420.54%-408.1pp | 35.67%-23.3pp |
| Employer contribution / active EE | $626 | $3,717-83.2% | $4,932-87.3% | $2,757-77.3% |
| Participant deferral / active EE | $5,752 | $6,652-13.5% | $8,065-28.7% | $4,300+33.8% |
| Admin fee / account holder | $8,248 | $7,953+3.7% | $12,993-36.5% | $6,925+19.1% |