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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,477 | $71,215+77.6% | $93,696+35.0% | $80,935+56.3% |
| Participation rate | 61.0% | 60.4%+0.6pp | 68.7%-7.7pp | 67.7%-6.7pp |
| Annual return | 10.64% | 11.27%-0.6pp | 133.74%-123.1pp | 35.66%-25.0pp |
| Employer contribution / active EE | $2,196 | $1,565+40.3% | $2,422-9.3% | $2,757-20.3% |
| Participant deferral / active EE | $5,732 | $4,037+42.0% | $4,417+29.8% | $4,299+33.3% |
| Admin fee / account holder | $25,998 | $6,958+273.6% | $8,287+213.7% | $6,924+275.5% |