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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,420 | $76,834+74.9% | $108,359+24.1% | $87,485+53.6% |
| Participation rate | 65.2% | 61.7%+3.5pp | 70.1%-4.9pp | 68.9%-3.7pp |
| Annual return | 24.99% | 19.09%+5.9pp | 36.89%-11.9pp | 26.06%-1.1pp |
| Employer contribution / active EE | $4,818 | $1,556+209.6% | $2,399+100.8% | $2,596+85.6% |
| Participant deferral / active EE | $6,961 | $3,100+124.5% | $4,137+68.3% | $4,274+62.9% |
| Admin fee / account holder | $2,387 | $6,537-63.5% | $9,741-75.5% | $7,775-69.3% |