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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,213 | $335,627-4.3% | $283,941+13.1% | $428,746-25.1% |
| Participation rate | 100.0% | 89.1%+10.9pp | 87.7%+12.3pp | 88.2%+11.8pp |
| Annual return | 21.10% | 0.21%+20.9pp | 1.70%+19.4pp | 331.92%-310.8pp |
| Employer contribution / active EE | $875 | $7,488-88.3% | $6,503-86.5% | $8,363-89.5% |
| Participant deferral / active EE | $10,900 | $5,928+83.9% | $5,606+94.4% | $5,961+82.9% |
| Admin fee / account holder | $2,460 | $33,255-92.6% | $30,380-91.9% | $31,735-92.2% |