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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,879 | $101,950+5.8% | $125,529-14.1% | $86,983+24.0% |
| Participation rate | 96.8% | 70.2%+26.6pp | 74.7%+22.1pp | 69.5%+27.2pp |
| Annual return | 15.19% | 18.29%-3.1pp | 202.56%-187.4pp | 25.83%-10.6pp |
| Employer contribution / active EE | $2,114 | $2,358-10.4% | $3,058-30.9% | $2,584-18.2% |
| Participant deferral / active EE | $5,233 | $3,862+35.5% | $4,813+8.7% | $4,194+24.8% |
| Admin fee / account holder | $1,019 | $12,791-92.0% | $16,298-93.7% | $7,856-87.0% |