Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,914 | $86,940-36.8% | $102,434-46.4% | $80,935-32.2% |
| Participation rate | 43.8% | 72.4%-28.6pp | 76.5%-32.8pp | 67.7%-23.9pp |
| Annual return | 9.92% | 18.89%-9.0pp | 29.46%-19.5pp | 35.66%-25.7pp |
| Employer contribution / active EE | $2,100 | $2,370-11.4% | $3,023-30.5% | $2,757-23.8% |
| Participant deferral / active EE | $3,146 | $4,121-23.7% | $5,055-37.8% | $4,299-26.8% |
| Admin fee / account holder | $3,015 | $8,047-62.5% | $9,462-68.1% | $6,924-56.5% |