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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,009 | $117,895-9.2% | $102,460+4.4% | $145,897-26.7% |
| Participation rate | 91.7% | 78.6%+13.0pp | 76.5%+15.2pp | 80.3%+11.4pp |
| Annual return | 14.79% | 31.92%-17.1pp | 29.47%-14.7pp | 552.29%-537.5pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $3,025-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $6,719 | $5,736+17.1% | $5,056+32.9% | $6,689+0.4% |
| Admin fee / account holder | $3,417 | $13,353-74.4% | $9,460-63.9% | $13,390-74.5% |