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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,145 | $59,467-44.3% | $93,727-64.6% | $74,478-55.5% |
| Participation rate | 54.4% | 59.6%-5.2pp | 68.7%-14.3pp | 67.2%-12.9pp |
| Annual return | 12.78% | 82.14%-69.4pp | 133.83%-121.1pp | 1370.56%-1357.8pp |
| Employer contribution / active EE | $900 | $1,267-28.9% | $2,421-62.8% | $2,626-65.7% |
| Participant deferral / active EE | $2,852 | $3,052-6.5% | $4,417-35.4% | $4,350-34.4% |
| Admin fee / account holder | $7,030 | $3,028+132.1% | $8,292-15.2% | $1,946+261.3% |