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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,380 | $73,787-45.3% | $98,716-59.1% | $82,448-51.0% |
| Participation rate | 54.8% | 61.4%-6.6pp | 69.3%-14.5pp | 68.1%-13.2pp |
| Annual return | 14.95% | 18.57%-3.6pp | 31.81%-16.9pp | 41.64%-26.7pp |
| Employer contribution / active EE | $848 | $1,511-43.9% | $2,279-62.8% | $2,551-66.7% |
| Participant deferral / active EE | $2,612 | $3,081-15.2% | $4,048-35.5% | $4,139-36.9% |
| Admin fee / account holder | $4,244 | $6,500-34.7% | $8,703-51.2% | $7,234-41.3% |