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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,105 | $149,040+67.8% | $120,225+108.0% | $137,256+82.2% |
| Participation rate | 94.4% | 75.4%+19.0pp | 69.6%+24.9pp | 80.0%+14.5pp |
| Annual return | 15.14% | 605.68%-590.5pp | 439.23%-424.1pp | 220.34%-205.2pp |
| Employer contribution / active EE | $5,948 | $4,350+36.7% | $3,475+71.1% | $4,156+43.1% |
| Participant deferral / active EE | $8,698 | $4,655+86.9% | $3,999+117.5% | $6,407+35.8% |
| Admin fee / account holder | $7,113 | $6,348+12.1% | $5,696+24.9% | $12,270-42.0% |