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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,868 | $94,436+307.5% | $115,599+232.9% | $82,637+365.7% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.3%+25.7pp | 68.1%+31.9pp |
| Annual return | 17.29% | 18.37%-1.1pp | 111.10%-93.8pp | 53.51%-36.2pp |
| Employer contribution / active EE | $4,539 | $2,324+95.3% | $2,955+53.6% | $2,552+77.9% |
| Participant deferral / active EE | $6,523 | $3,955+64.9% | $4,889+33.4% | $4,126+58.1% |
| Admin fee / account holder | $13,727 | $10,328+32.9% | $12,841+6.9% | $7,339+87.1% |