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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,813 | $87,132+265.9% | $105,624+201.8% | $80,959+293.8% |
| Participation rate | 95.5% | 70.4%+25.0pp | 75.3%+20.2pp | 67.7%+27.8pp |
| Annual return | 13.73% | 17.03%-3.3pp | 116.20%-102.5pp | 35.67%-21.9pp |
| Employer contribution / active EE | $4,230 | $2,397+76.5% | $3,168+33.5% | $2,757+53.4% |
| Participant deferral / active EE | $6,237 | $3,985+56.5% | $5,013+24.4% | $4,300+45.0% |
| Admin fee / account holder | $40,436 | $8,449+378.6% | $10,961+268.9% | $6,925+483.9% |