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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,836 | $70,366+24.8% | $66,674+31.7% | $138,895-36.8% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 17.51% | 386.41%-368.9pp | 321.24%-303.7pp | 145.39%-127.9pp |
| Employer contribution / active EE | $5,922 | $2,765+114.2% | $2,620+126.0% | $4,194+41.2% |
| Participant deferral / active EE | $10,209 | $4,374+133.4% | $4,084+150.0% | $6,396+59.6% |
| Admin fee / account holder | $763 | $5,262-85.5% | $5,098-85.0% | $12,562-93.9% |