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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,899 | $102,393-71.8% | $147,041-80.3% | $80,911-64.3% |
| Participation rate | 69.1% | 75.9%-6.7pp | 82.2%-13.1pp | 67.6%+1.5pp |
| Annual return | 15.82% | 134.95%-119.1pp | 419.21%-403.4pp | 35.63%-19.8pp |
| Employer contribution / active EE | $1,333 | $3,715-64.1% | $4,935-73.0% | $2,756-51.6% |
| Participant deferral / active EE | $3,453 | $6,647-48.1% | $8,071-57.2% | $4,297-19.7% |
| Admin fee / account holder | $1,228 | $7,943-84.5% | $13,006-90.6% | $6,935-82.3% |