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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,899 | $102,422-71.8% | $147,117-80.4% | $80,959-64.3% |
| Participation rate | 69.1% | 75.9%-6.8pp | 82.2%-13.1pp | 67.7%+1.4pp |
| Annual return | 15.82% | 135.16%-119.3pp | 420.54%-404.7pp | 35.67%-19.9pp |
| Employer contribution / active EE | $1,333 | $3,717-64.1% | $4,932-73.0% | $2,757-51.6% |
| Participant deferral / active EE | $3,453 | $6,652-48.1% | $8,065-57.2% | $4,300-19.7% |
| Admin fee / account holder | $1,228 | $7,953-84.6% | $12,993-90.5% | $6,925-82.3% |