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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,395 | $114,119+62.5% | $107,187+73.0% | $138,895+33.5% |
| Participation rate | 92.3% | 78.1%+14.2pp | 75.0%+17.3pp | 79.9%+12.4pp |
| Annual return | 17.60% | 273.21%-255.6pp | 204.55%-186.9pp | 145.39%-127.8pp |
| Employer contribution / active EE | $12,656 | $4,059+211.8% | $3,782+234.6% | $4,194+201.7% |
| Participant deferral / active EE | $9,401 | $5,538+69.8% | $5,096+84.5% | $6,396+47.0% |
| Admin fee / account holder | $21,060 | $10,024+110.1% | $9,162+129.9% | $12,562+67.6% |