Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,911 | $48,011-50.2% | $63,803-62.5% | $82,637-71.1% |
| Participation rate | 31.0% | 66.6%-35.6pp | 72.7%-41.7pp | 68.1%-37.1pp |
| Annual return | 7.33% | 19.84%-12.5pp | 543.72%-536.4pp | 53.51%-46.2pp |
| Employer contribution / active EE | $0 | $1,904-100.0% | $2,532-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $614 | $2,846-78.4% | $3,843-84.0% | $4,126-85.1% |
| Admin fee / account holder | $2,782 | $3,873-28.2% | $5,196-46.5% | $7,339-62.1% |