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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,042 | $111,814-42.7% | $103,374-38.0% | $145,959-56.1% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 4.69% | 24.77%-20.1pp | 24.89%-20.2pp | 561.95%-557.3pp |
| Employer contribution / active EE | $2,417 | $4,214-42.6% | $3,869-37.5% | $4,661-48.1% |
| Participant deferral / active EE | $4,780 | $5,618-14.9% | $5,058-5.5% | $6,689-28.5% |
| Admin fee / account holder | $33,452 | $9,754+242.9% | $8,394+298.5% | $13,398+149.7% |