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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,290 | $86,919-45.6% | $102,457-53.8% | $80,911-41.6% |
| Participation rate | 93.1% | 72.4%+20.7pp | 76.5%+16.6pp | 67.6%+25.5pp |
| Annual return | 8.41% | 18.90%-10.5pp | 29.41%-21.0pp | 35.63%-27.2pp |
| Employer contribution / active EE | $0 | $2,368-100.0% | $3,022-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $3,573 | $4,119-13.3% | $5,054-29.3% | $4,297-16.9% |
| Admin fee / account holder | $19,147 | $8,049+137.9% | $9,451+102.6% | $6,935+176.1% |