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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,217 | $111,878-56.9% | $93,727-48.6% | $145,897-67.0% |
| Participation rate | 60.0% | 74.2%-14.2pp | 68.7%-8.7pp | 80.3%-20.3pp |
| Annual return | 13.44% | 204.28%-190.8pp | 133.83%-120.4pp | 552.29%-538.8pp |
| Employer contribution / active EE | $1,370 | $3,092-55.7% | $2,421-43.4% | $4,663-70.6% |
| Participant deferral / active EE | $2,238 | $4,920-54.5% | $4,417-49.3% | $6,689-66.5% |
| Admin fee / account holder | $670 | $10,256-93.5% | $8,292-91.9% | $13,390-95.0% |