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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,415 | $97,550+191.6% | $120,344+136.3% | $87,485+225.1% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 14.92% | 18.41%-3.5pp | 20.30%-5.4pp | 26.06%-11.1pp |
| Employer contribution / active EE | $3,949 | $2,291+72.4% | $3,020+30.8% | $2,596+52.1% |
| Participant deferral / active EE | $7,903 | $4,230+86.8% | $5,135+53.9% | $4,274+84.9% |
| Admin fee / account holder | $48,611 | $9,543+409.4% | $12,742+281.5% | $7,775+525.2% |