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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,652 | $138,312+18.3% | $122,979+33.1% | $155,188+5.5% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 6.11% | 22.06%-16.0pp | 20.12%-14.0pp | 148.84%-142.7pp |
| Employer contribution / active EE | $9,938 | $3,530+181.5% | $3,062+224.5% | $4,248+134.0% |
| Participant deferral / active EE | $4,097 | $5,592-26.7% | $5,003-18.1% | $6,531-37.3% |
| Admin fee / account holder | $770 | $15,089-94.9% | $12,864-94.0% | $14,480-94.7% |