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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,350 | $86,949-70.8% | $102,460-75.3% | $80,959-68.7% |
| Participation rate | 87.8% | 72.4%+15.4pp | 76.5%+11.2pp | 67.7%+20.1pp |
| Annual return | 283.74% | 18.89%+264.8pp | 29.47%+254.3pp | 35.67%+248.1pp |
| Employer contribution / active EE | $3,767 | $2,370+59.0% | $3,025+24.5% | $2,757+36.6% |
| Participant deferral / active EE | $2,055 | $4,121-50.1% | $5,056-59.4% | $4,300-52.2% |
| Admin fee / account holder | $1,123 | $8,048-86.0% | $9,460-88.1% | $6,925-83.8% |