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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $526,693 | $102,422+414.2% | $147,117+258.0% | $80,959+550.6% |
| Participation rate | 97.7% | 75.9%+21.8pp | 82.2%+15.5pp | 67.7%+30.0pp |
| Annual return | 14.46% | 135.16%-120.7pp | 420.54%-406.1pp | 35.67%-21.2pp |
| Employer contribution / active EE | $10,769 | $3,717+189.7% | $4,932+118.3% | $2,757+290.6% |
| Participant deferral / active EE | $11,201 | $6,652+68.4% | $8,065+38.9% | $4,300+160.5% |
| Admin fee / account holder | $12,639 | $7,953+58.9% | $12,993-2.7% | $6,925+82.5% |