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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,390 | $86,919-15.6% | $102,457-28.4% | $80,911-9.3% |
| Participation rate | 90.6% | 72.4%+18.2pp | 76.5%+14.1pp | 67.6%+23.0pp |
| Annual return | 9.45% | 18.90%-9.4pp | 29.41%-20.0pp | 35.63%-26.2pp |
| Employer contribution / active EE | $1,713 | $2,368-27.7% | $3,022-43.3% | $2,756-37.8% |
| Participant deferral / active EE | $5,448 | $4,119+32.3% | $5,054+7.8% | $4,297+26.8% |
| Admin fee / account holder | $1,888 | $8,049-76.5% | $9,451-80.0% | $6,935-72.8% |