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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,513 | $72,071+106.1% | $68,368+117.2% | $137,256+8.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | -13.57% | 353.14%-366.7pp | 292.57%-306.1pp | 220.34%-233.9pp |
| Employer contribution / active EE | $13,112 | $2,788+370.3% | $2,649+395.0% | $4,156+215.5% |
| Participant deferral / active EE | $0 | $4,410-100.0% | $4,123-100.0% | $6,407-100.0% |
| Admin fee / account holder | $48,499 | $5,336+809.0% | $5,150+841.8% | $12,270+295.3% |