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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,642 | $199,109+14.8% | $173,730+31.6% | $154,746+47.8% |
| Participation rate | 92.9% | 82.8%+10.0pp | 79.6%+13.3pp | 80.7%+12.2pp |
| Annual return | 33.01% | 20.02%+13.0pp | 19.96%+13.1pp | 172.34%-139.3pp |
| Employer contribution / active EE | $2,132 | $5,311-59.9% | $4,577-53.4% | $4,379-51.3% |
| Participant deferral / active EE | $9,105 | $7,113+28.0% | $6,326+43.9% | $6,730+35.3% |
| Admin fee / account holder | $79,449 | $20,916+279.9% | $17,523+353.4% | $14,365+453.1% |