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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,642 | $254,759-10.3% | $216,567+5.6% | $198,609+15.1% |
| Participation rate | 92.9% | 84.5%+8.3pp | 81.6%+11.2pp | 82.4%+10.5pp |
| Annual return | 33.01% | 10.04%+23.0pp | 12.94%+20.1pp | 202.70%-169.7pp |
| Employer contribution / active EE | $2,132 | $6,096-65.0% | $5,216-59.1% | $5,055-57.8% |
| Participant deferral / active EE | $9,105 | $6,948+31.0% | $6,191+47.1% | $6,977+30.5% |
| Admin fee / account holder | $79,449 | $26,311+202.0% | $21,981+261.5% | $19,030+317.5% |