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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,642 | $184,014+24.3% | $161,149+41.9% | $138,895+64.6% |
| Participation rate | 92.9% | 82.1%+10.8pp | 78.8%+14.0pp | 79.9%+12.9pp |
| Annual return | 33.01% | 21.52%+11.5pp | 21.16%+11.8pp | 145.39%-112.4pp |
| Employer contribution / active EE | $2,132 | $5,055-57.8% | $4,360-51.1% | $4,194-49.2% |
| Participant deferral / active EE | $9,105 | $6,909+31.8% | $6,153+48.0% | $6,396+42.3% |
| Admin fee / account holder | $79,449 | $18,027+340.7% | $15,194+422.9% | $12,562+532.4% |