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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,010 | $86,938+81.8% | $102,423+54.3% | $80,925+95.3% |
| Participation rate | 75.0% | 72.4%+2.6pp | 76.5%-1.5pp | 67.7%+7.3pp |
| Annual return | 14.40% | 18.89%-4.5pp | 29.42%-15.0pp | 35.65%-21.3pp |
| Employer contribution / active EE | $2,779 | $2,369+17.3% | $3,023-8.1% | $2,756+0.8% |
| Participant deferral / active EE | $5,177 | $4,120+25.6% | $5,054+2.4% | $4,299+20.4% |
| Admin fee / account holder | $15,861 | $8,053+97.0% | $9,455+67.8% | $6,940+128.5% |