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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,010 | $86,949+81.7% | $102,460+54.2% | $80,959+95.2% |
| Participation rate | 75.0% | 72.4%+2.6pp | 76.5%-1.5pp | 67.7%+7.3pp |
| Annual return | 14.40% | 18.89%-4.5pp | 29.47%-15.1pp | 35.67%-21.3pp |
| Employer contribution / active EE | $2,779 | $2,370+17.3% | $3,025-8.1% | $2,757+0.8% |
| Participant deferral / active EE | $5,177 | $4,121+25.6% | $5,056+2.4% | $4,300+20.4% |
| Admin fee / account holder | $15,861 | $8,048+97.1% | $9,460+67.7% | $6,925+129.0% |