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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,287 | $111,814+236.5% | $93,654+301.8% | $145,959+157.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 16.66% | 203.30%-186.6pp | 133.34%-116.7pp | 561.95%-545.3pp |
| Employer contribution / active EE | $7,500 | $3,092+142.6% | $2,421+209.8% | $4,661+60.9% |
| Participant deferral / active EE | $6,748 | $4,914+37.3% | $4,413+52.9% | $6,689+0.9% |
| Admin fee / account holder | $20,516 | $10,246+100.2% | $8,282+147.7% | $13,398+53.1% |