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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,969 | $86,940-3.4% | $102,434-18.0% | $80,935+3.7% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 12.23% | 18.89%-6.7pp | 29.46%-17.2pp | 35.66%-23.4pp |
| Employer contribution / active EE | $3,843 | $2,370+62.2% | $3,023+27.1% | $2,757+39.4% |
| Participant deferral / active EE | $3,999 | $4,121-3.0% | $5,055-20.9% | $4,299-7.0% |
| Admin fee / account holder | $7,790 | $8,047-3.2% | $9,462-17.7% | $6,924+12.5% |