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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,969 | $86,919-3.4% | $102,457-18.0% | $80,911+3.8% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.6%+32.4pp |
| Annual return | 12.23% | 18.90%-6.7pp | 29.41%-17.2pp | 35.63%-23.4pp |
| Employer contribution / active EE | $3,843 | $2,368+62.2% | $3,022+27.1% | $2,756+39.4% |
| Participant deferral / active EE | $3,999 | $4,119-2.9% | $5,054-20.9% | $4,297-6.9% |
| Admin fee / account holder | $7,790 | $8,049-3.2% | $9,451-17.6% | $6,935+12.3% |