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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,258 | $61,125+129.5% | $94,057+49.1% | $87,485+60.3% |
| Participation rate | 46.3% | 64.1%-17.7pp | 73.3%-27.0pp | 68.9%-22.6pp |
| Annual return | 13.87% | 35.20%-21.3pp | 480.62%-466.8pp | 26.06%-12.2pp |
| Employer contribution / active EE | $452 | $2,136-78.8% | $2,933-84.6% | $2,596-82.6% |
| Participant deferral / active EE | $2,819 | $3,260-13.5% | $4,709-40.1% | $4,274-34.0% |
| Admin fee / account holder | $5,182 | $5,629-7.9% | $7,244-28.5% | $7,775-33.3% |