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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,575 | $100,139-15.5% | $85,187-0.7% | $145,884-42.0% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 11.81% | 84.15%-72.3pp | 66.67%-54.9pp | 551.85%-540.0pp |
| Employer contribution / active EE | $641 | $3,238-80.2% | $2,732-76.6% | $4,662-86.3% |
| Participant deferral / active EE | $1,326 | $5,296-75.0% | $4,525-70.7% | $6,690-80.2% |
| Admin fee / account holder | $162 | $7,262-97.8% | $6,162-97.4% | $13,392-98.8% |