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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,575 | $99,921-15.4% | $85,009-0.5% | $145,959-42.1% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.8pp | 80.3%-13.6pp |
| Annual return | 11.81% | 83.89%-72.1pp | 66.47%-54.7pp | 561.95%-550.1pp |
| Employer contribution / active EE | $641 | $3,233-80.2% | $2,728-76.5% | $4,661-86.3% |
| Participant deferral / active EE | $1,326 | $5,293-75.0% | $4,522-70.7% | $6,689-80.2% |
| Admin fee / account holder | $162 | $7,252-97.8% | $6,153-97.4% | $13,398-98.8% |