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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,470 | $108,882-39.0% | $96,754-31.3% | $154,746-57.0% |
| Participation rate | 84.6% | 75.1%+9.5pp | 70.3%+14.3pp | 80.7%+3.9pp |
| Annual return | 22.58% | 98.39%-75.8pp | 82.04%-59.5pp | 172.34%-149.8pp |
| Employer contribution / active EE | $4,184 | $3,018+38.6% | $2,679+56.2% | $4,379-4.5% |
| Participant deferral / active EE | $10,263 | $5,323+92.8% | $4,758+115.7% | $6,730+52.5% |
| Admin fee / account holder | $1,205 | $10,200-88.2% | $8,905-86.5% | $14,365-91.6% |