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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,465 | $201,259-55.5% | $184,200-51.4% | $145,959-38.7% |
| Participation rate | 90.0% | 87.5%+2.5pp | 86.8%+3.2pp | 80.3%+9.7pp |
| Annual return | 19.79% | 28.98%-9.2pp | 28.80%-9.0pp | 561.95%-542.2pp |
| Employer contribution / active EE | $2,038 | $7,018-71.0% | $6,424-68.3% | $4,661-56.3% |
| Participant deferral / active EE | $9,145 | $9,806-6.7% | $9,132+0.1% | $6,689+36.7% |
| Admin fee / account holder | $1,774 | $16,372-89.2% | $13,907-87.2% | $13,398-86.8% |