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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,463 | $150,435+73.8% | $120,580+116.8% | $145,897+79.2% |
| Participation rate | 90.0% | 78.8%+11.2pp | 72.0%+18.0pp | 80.3%+9.7pp |
| Annual return | 15.45% | 154.60%-139.1pp | 107.48%-92.0pp | 552.29%-536.8pp |
| Employer contribution / active EE | $2,845 | $4,352-34.6% | $3,469-18.0% | $4,663-39.0% |
| Participant deferral / active EE | $5,996 | $6,174-2.9% | $4,995+20.0% | $6,689-10.4% |
| Admin fee / account holder | $74,996 | $12,182+515.6% | $9,418+696.3% | $13,390+460.1% |