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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,651 | $149,040-96.2% | $120,225-95.3% | $137,256-95.9% |
| Participation rate | 60.0% | 75.4%-15.4pp | 69.6%-9.6pp | 80.0%-20.0pp |
| Annual return | 11.41% | 605.68%-594.3pp | 439.23%-427.8pp | 220.34%-208.9pp |
| Employer contribution / active EE | $943 | $4,350-78.3% | $3,475-72.9% | $4,156-77.3% |
| Participant deferral / active EE | $943 | $4,655-79.7% | $3,999-76.4% | $6,407-85.3% |
| Admin fee / account holder | $2,254 | $6,348-64.5% | $5,696-60.4% | $12,270-81.6% |