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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,279 | $72,071+4.5% | $68,368+10.1% | $137,256-45.2% |
| Participation rate | 62.5% | 76.2%-13.7pp | 73.8%-11.3pp | 80.0%-17.5pp |
| Annual return | 16.49% | 353.14%-336.7pp | 292.57%-276.1pp | 220.34%-203.9pp |
| Employer contribution / active EE | $1,759 | $2,788-36.9% | $2,649-33.6% | $4,156-57.7% |
| Participant deferral / active EE | $2,597 | $4,410-41.1% | $4,123-37.0% | $6,407-59.5% |
| Admin fee / account holder | $2,860 | $5,336-46.4% | $5,150-44.5% | $12,270-76.7% |