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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,279 | $102,595-26.6% | $94,057-20.0% | $154,746-51.4% |
| Participation rate | 62.5% | 76.0%-13.5pp | 73.3%-10.8pp | 80.7%-18.2pp |
| Annual return | 16.49% | 583.42%-566.9pp | 480.62%-464.1pp | 172.34%-155.9pp |
| Employer contribution / active EE | $1,759 | $3,147-44.1% | $2,933-40.0% | $4,379-59.8% |
| Participant deferral / active EE | $2,597 | $5,118-49.3% | $4,709-44.9% | $6,730-61.4% |
| Admin fee / account holder | $2,860 | $7,736-63.0% | $7,244-60.5% | $14,365-80.1% |