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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,597 | $156,398-79.2% | $147,318-77.9% | $138,895-76.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.25% | 78.75%-61.5pp | 70.43%-53.2pp | 145.39%-128.1pp |
| Employer contribution / active EE | $6,256 | $4,853+28.9% | $4,593+36.2% | $4,194+49.1% |
| Participant deferral / active EE | $9,925 | $8,237+20.5% | $7,906+25.5% | $6,396+55.2% |
| Admin fee / account holder | $490 | $14,976-96.7% | $13,708-96.4% | $12,562-96.1% |