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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,597 | $196,972-83.5% | $182,262-82.1% | $198,609-83.6% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 17.25% | 158.27%-141.0pp | 140.60%-123.3pp | 202.70%-185.5pp |
| Employer contribution / active EE | $6,256 | $5,364+16.6% | $5,046+24.0% | $5,055+23.7% |
| Participant deferral / active EE | $9,925 | $8,643+14.8% | $8,276+19.9% | $6,977+42.3% |
| Admin fee / account holder | $490 | $18,429-97.3% | $16,712-97.1% | $19,030-97.4% |