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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,762 | $125,193-70.6% | $105,591-65.2% | $145,978-74.8% |
| Participation rate | 83.3% | 77.6%+5.7pp | 75.3%+8.1pp | 80.3%+3.0pp |
| Annual return | 11.79% | 225.53%-213.7pp | 116.43%-104.6pp | 550.52%-538.7pp |
| Employer contribution / active EE | $1,671 | $3,718-55.1% | $3,166-47.2% | $4,662-64.2% |
| Participant deferral / active EE | $7,336 | $5,708+28.5% | $5,008+46.5% | $6,690+9.7% |
| Admin fee / account holder | $2,166 | $17,277-87.5% | $11,024-80.3% | $13,400-83.8% |