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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,762 | $125,184-70.6% | $105,607-65.2% | $145,884-74.8% |
| Participation rate | 83.3% | 77.6%+5.7pp | 75.3%+8.1pp | 80.3%+3.0pp |
| Annual return | 11.79% | 225.00%-213.2pp | 116.11%-104.3pp | 551.85%-540.1pp |
| Employer contribution / active EE | $1,671 | $3,720-55.1% | $3,167-47.2% | $4,662-64.2% |
| Participant deferral / active EE | $7,336 | $5,714+28.4% | $5,011+46.4% | $6,690+9.7% |
| Admin fee / account holder | $2,166 | $17,133-87.4% | $10,958-80.2% | $13,392-83.8% |