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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,755 | $125,190-43.5% | $105,624-33.0% | $145,897-51.5% |
| Participation rate | 81.3% | 77.6%+3.6pp | 75.3%+6.0pp | 80.3%+0.9pp |
| Annual return | 22.37% | 225.22%-202.9pp | 116.20%-93.8pp | 552.29%-529.9pp |
| Employer contribution / active EE | $2,357 | $3,720-36.7% | $3,168-25.6% | $4,663-49.5% |
| Participant deferral / active EE | $6,981 | $5,716+22.1% | $5,013+39.3% | $6,689+4.4% |
| Admin fee / account holder | $399 | $17,138-97.7% | $10,961-96.4% | $13,390-97.0% |