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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,627 | $136,860-49.1% | $120,344-42.1% | $154,746-55.0% |
| Participation rate | 54.5% | 79.9%-25.3pp | 76.7%-22.2pp | 80.7%-26.2pp |
| Annual return | 10.59% | 21.38%-10.8pp | 20.30%-9.7pp | 172.34%-161.8pp |
| Employer contribution / active EE | $2,086 | $3,533-40.9% | $3,020-30.9% | $4,379-52.4% |
| Participant deferral / active EE | $3,416 | $5,793-41.0% | $5,135-33.5% | $6,730-49.2% |
| Admin fee / account holder | $889 | $15,393-94.2% | $12,742-93.0% | $14,365-93.8% |