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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,043 | $156,398-30.9% | $147,318-26.7% | $138,895-22.2% |
| Participation rate | 82.4% | 83.8%-1.4pp | 82.1%+0.3pp | 79.9%+2.4pp |
| Annual return | 18.24% | 78.75%-60.5pp | 70.43%-52.2pp | 145.39%-127.2pp |
| Employer contribution / active EE | $8,824 | $4,853+81.8% | $4,593+92.1% | $4,194+110.4% |
| Participant deferral / active EE | $5,530 | $8,237-32.9% | $7,906-30.1% | $6,396-13.5% |
| Admin fee / account holder | $1,857 | $14,976-87.6% | $13,708-86.4% | $12,562-85.2% |