Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,974 | $104,098-29.9% | $140,514-48.1% | $94,015-22.4% |
| Participation rate | 47.1% | 73.7%-26.6pp | 77.8%-30.7pp | 70.8%-23.8pp |
| Annual return | 16.84% | 15.14%+1.7pp | 14.36%+2.5pp | 17.84%-1.0pp |
| Employer contribution / active EE | $385 | $2,388-83.9% | $3,378-88.6% | $2,790-86.2% |
| Participant deferral / active EE | $1,915 | $4,033-52.5% | $4,919-61.1% | $4,249-54.9% |
| Admin fee / account holder | $3,179 | $10,439-69.5% | $13,697-76.8% | $8,951-64.5% |