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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,624 | $124,425-58.5% | $112,040-53.9% | $137,256-62.4% |
| Participation rate | 71.4% | 79.3%-7.9pp | 76.5%-5.1pp | 80.0%-8.5pp |
| Annual return | 15.73% | 24.72%-9.0pp | 24.52%-8.8pp | 220.34%-204.6pp |
| Employer contribution / active EE | $1,716 | $3,411-49.7% | $2,954-41.9% | $4,156-58.7% |
| Participant deferral / active EE | $4,408 | $5,718-22.9% | $5,098-13.5% | $6,407-31.2% |
| Admin fee / account holder | $3,951 | $15,207-74.0% | $12,098-67.3% | $12,270-67.8% |