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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,432 | $174,379+57.4% | $152,093+80.4% | $138,895+97.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 14.69% | 74.86%-60.2pp | 66.36%-51.7pp | 145.39%-130.7pp |
| Employer contribution / active EE | $14,175 | $4,652+204.7% | $4,175+239.5% | $4,194+238.0% |
| Participant deferral / active EE | $8,238 | $6,159+33.7% | $5,451+51.1% | $6,396+28.8% |
| Admin fee / account holder | $3,541 | $16,880-79.0% | $14,497-75.6% | $12,562-71.8% |