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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,415 | $114,119-50.6% | $107,187-47.4% | $138,895-59.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 5.80% | 273.21%-267.4pp | 204.55%-198.7pp | 145.39%-139.6pp |
| Employer contribution / active EE | $9,510 | $4,059+134.3% | $3,782+151.4% | $4,194+126.7% |
| Participant deferral / active EE | $2,978 | $5,538-46.2% | $5,096-41.6% | $6,396-53.4% |
| Admin fee / account holder | $17,793 | $10,024+77.5% | $9,162+94.2% | $12,562+41.6% |