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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,415 | $129,737-56.5% | $119,126-52.6% | $154,746-63.5% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 5.80% | 379.08%-373.3pp | 282.11%-276.3pp | 172.34%-166.5pp |
| Employer contribution / active EE | $9,510 | $4,375+117.4% | $4,034+135.8% | $4,379+117.2% |
| Participant deferral / active EE | $2,978 | $5,842-49.0% | $5,318-44.0% | $6,730-55.7% |
| Admin fee / account holder | $17,793 | $11,961+48.8% | $10,693+66.4% | $14,365+23.9% |