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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,631 | $108,942-68.2% | $100,415-65.5% | $145,897-76.3% |
| Participation rate | 66.7% | 83.0%-16.3pp | 81.5%-14.9pp | 80.3%-13.6pp |
| Annual return | 10.18% | 58.27%-48.1pp | 49.47%-39.3pp | 552.29%-542.1pp |
| Employer contribution / active EE | $2,430 | $4,422-45.0% | $3,943-38.4% | $4,663-47.9% |
| Participant deferral / active EE | $2,391 | $8,461-71.7% | $8,091-70.5% | $6,689-64.3% |
| Admin fee / account holder | $217 | $9,702-97.8% | $7,906-97.3% | $13,390-98.4% |