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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,161 | $100,970-39.4% | $96,576-36.7% | $137,256-55.4% |
| Participation rate | 71.4% | 82.6%-11.2pp | 81.4%-10.0pp | 80.0%-8.5pp |
| Annual return | 17.49% | 38.16%-20.7pp | 38.47%-21.0pp | 220.34%-202.9pp |
| Employer contribution / active EE | $2,859 | $3,809-24.9% | $3,553-19.5% | $4,156-31.2% |
| Participant deferral / active EE | $17,577 | $8,286+112.1% | $7,956+120.9% | $6,407+174.4% |
| Admin fee / account holder | $316 | $11,312-97.2% | $11,381-97.2% | $12,270-97.4% |