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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,253 | $88,778-27.6% | $81,844-21.5% | $145,884-56.0% |
| Participation rate | 87.5% | 75.1%+12.4pp | 72.4%+15.1pp | 80.3%+7.2pp |
| Annual return | 11.06% | 1033.03%-1022.0pp | 778.87%-767.8pp | 551.85%-540.8pp |
| Employer contribution / active EE | $3,586 | $3,087+16.2% | $2,916+22.9% | $4,662-23.1% |
| Participant deferral / active EE | $6,961 | $4,648+49.7% | $4,323+61.0% | $6,690+4.0% |
| Admin fee / account holder | $9,314 | $8,430+10.5% | $7,355+26.6% | $13,392-30.4% |