Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,724 | $29,667+77.7% | $56,441-6.6% | $80,874-34.8% |
| Participation rate | 32.4% | 41.7%-9.2pp | 52.5%-20.1pp | 67.6%-35.2pp |
| Annual return | 13.88% | 35.22%-21.3pp | 1704.21%-1690.3pp | 35.62%-21.7pp |
| Employer contribution / active EE | $578 | $669-13.7% | $1,039-44.4% | $2,756-79.0% |
| Participant deferral / active EE | $1,494 | $1,227+21.8% | $1,953-23.5% | $4,297-65.2% |
| Admin fee / account holder | $3,946 | $2,429+62.4% | $2,829+39.5% | $6,935-43.1% |